In today's competitive business environment we recognize the importance of attracting and keeping good employees. Providing Group Term Life insurance or allowing employees to volunteer for term life policies is an excellent way for employers to add quality benefits employees' value. Life Insurance is an individuals most important responsibility, it is designed for the ones we leave behind.

Key-Person Benefits

If you haven't already done so you should consider Key-Person Life Insurance Plans for you, business partners, and Key-employees. Your business could be significantly impacted by the death of a Key-employee or Partner and you can and should protect yourself and the business in this event

Regardless of the size of your company the Indiana Insurance Group has a plan designed to cover you and your employees. Simply tell us how you would like to have the plan structured and as Independent Agents we will find the plan best suited to your needs.

Voluntary Programs/Supplementary Plans

There are significant advantages for business owners to offer voluntary or supplementary programs. These employee benefit programs are a simple way of expanding benefits for your employees at no additional cost to the company. In addition, many of these voluntary/supplementary programs can be offered on a pre-tax basis, lowering the company's FICA taxes.

The Indiana Insurance Group also offers voluntary/supplementary programs we can personalize to your specific needs while limiting your company's expenses.

Disability Insurance

Short Term Disability

Short Term Disability may help provide you with a source of income if you become disabled due to an illness or injury that your Health Insurance will not provide. Short Term Disability usually provides monthly benefit periods ranging from 3 to 24 months and is designed as an income protector while you are unable to work due to illness or an accident.

Short Term Disability products can be offered on a voluntary basis allowing your organization to offer the benefit without the cost. Many products also allow the employer to pay a percentage, or all, of the benefit in order to build loyalty within your organization, call Indiana Insurance Group for more information 317-842-2210.

Long Term Disability

Long Term Disability insurance is a product designed to replace a percentage of your gross income should a sickness or illness prevent you from earning an income in your occupation. Disability insurance policy's can vary greatly depending on the company and the type of coverage you are looking for. That is why the Indiana Insurance Group is here to walk you through the sometimes-complicated process.